Archive for July, 2008

One Step At a Time

Friday, July 25th, 2008

Moving to a new financial position, no matter what your starting point, is an ongoing process that happens over an extended period of time. Although people often dream of winning the lottery, inheriting a lot of money, or somehow being transported into a new economic reality, that happens only rarely.

Those who do come into money suddenly often deal with a wide range of problems as they adjust to their new position, with some never fully making the adjustment as their new-found fortune dwindles away.

Building healthy financial habits and wealth is best accomplished gradually so you hardly even notice the change. By making small changes in how you think, feel, and behave, you can comfortably ease into a new position.

The key: Do at least one thing every day that you haven’t done before. This can include activities such as:

  • Reading a new financial publication or paying more attention to the stories in one you have read before.
  • Learning something new about financial markets
  • Paying more attention to your own finances by either keeping better records or, if you already keep good records, learning how to use the data strategically
  • Improving the energy flow through your life by gradually eliminating clutter, toxic people, junk foods, complaining, and anything else that can negatively affect your energy.
  • Replacing negative energy with positive people, food, exercise, and entertainment.
  • Noticing your internal dialog and phasing out the critical parent in your head.
  • Spending a few minutes each day either meditating or doing nothing

Your financial position can only change if you change it and you can insure your success by doing it one small step at a time.

Need more ideas for actions you can take to alter your finances? You’ll find plenty of helpful suggestions in Build Your Money Muscles. Read more about BYMM now.

Working Through Your Money Issues: A Fr ee Teleclass
July 31 at 2 PM EST, 11 AM Pacific, 7 PM GMT
I’ll be coaching at least one person and answering questions from our audience. Sign up and then ask your questions by clicking here

Join Me on Facebook!
If you are on Facebook, add me as a friend. I’d love to learn more about you. Include a message with your Friend Request that you are a subscriber. Also, check out our Build Your Money Muscles Prosperity Group on Facebook. It’s a great place to find a Prosperity Buddy. We’ve also been having some lively discussions that you are welcome to join.

Breaking the Just-Enough Habit

Tuesday, July 15th, 2008

Do you suffer from a just-enough or less-than-enough financial habit? If you do, there’s a good chance that you feel trapped, frustrated, deprived, ashamed, and angry, all major feelings that act themselves out through money.

Frustration often mounts when people move up the economic ladder only to find themselves still in a just-enough or less-than-enough position. They may have a lot more "stuff," but the same sense of there not being enough to fill their wants still exists.

Often, a fantasy persists that if there were more money, there would be enough. Not true. If you have a just-enough habit, more money won’t change that. A large infusion of cash might alter your emotional state for a while, but chances are that when the high subsides, you’ll feel the same. The feeling is a habit.

How do you break the habit? First of all, realize that it takes time. You have to create new neural pathways in your brain while breaking down the walls of your own resistance to change. Start small. Here’s how:

1. Look around your house and environment. About what can you say "I have enough _________" Underwear? Dishes? Towels? Food to eat?

Find something and allow yourself to feel the feeling of enough. Sit quietly with yourself and repeat, "I have enough _______." Then say your power word. Observe your mind as it tries to convince you that you don’t really have enough.

2. What is your concept of more than enough? If you think that a particular amount of money would be more than enough, what is that amount? (If you answer is miles away from where you are now, then you can be sure you are setting yourself up for not having enough.)

Whatever the number, imagine that you have it and decide what you would do with it. Notice the point at which you change the number because it isn’t enough.

3. On a daily basis, say to yourself at least 10 times, "I am enough." If you resist this, ask yourself why you are so willing to diminish your value.

4. Use this series of statements with your power word:

  • I release my need for not enough. Power word.
  • I release my longing for more. Power word.
  • I am willing to perceive myself as having enough. Power word.
  • I am willing to perceive myself as being enough. Power word.
  • I give myself permission to see my value. Power word.
  • I give myself permission to see my value separate and apart from anything I do or own. Power word.
  • I want to be enough. Power word.
  • I want to value myself. Power word.
  • I am enough. Power word.

Click here for Power Word instructions.

Exercise 3 in Build Your Money Muscles is all about connecting financial patterns to emotional themes. Read more about Build Your Money Muscles.

 Working Through Your Money Issues: A Fr ee Teleclass
July 31 at 2 PM EST, 11 AM Pacific, 7 PM GMT
I’ll be coaching at least one person and answering questions from our audience. Sign up and then ask your questions by clicking here

 

Does Worrying Lead to Prosperity?

Thursday, July 10th, 2008

When I first stepped onto the spiritual path in the early 1970s, a teacher said to me, "Worrying is a waste of time." He puctuated this idea with another statement, "Anything negative is a waste of time."

"What a concept!" I thought and spent many years learning how to replace worrying with a more producive mental activity. This one simple exercise led me in many different directions and allowed me to develop a way of perceiving life that has served me well.

If you are one of the many people worrying about finances at this time, I offer these thoughts:

  • Worry requires making up a story about the future, which hasn’t happened yet. It’s just a fear-producing fantasy that exists only in your mind. Imagining a positive future requires the same amount of energy as imagining a negative one.
  • When you replace worry with an expectation of a positve outcome, you can create a strategy to facilitate that outcome.
  • Ask yourself, "How does worrying help me? Is it a good investment in my time? What can I do instead"
  • When you find yourself worrying, take a few deep breaths and divert your attention to something you are grateful for.
  • Worry and fear usually go together, so ask yourself, "What am I afraid of?" Examine that fear and dialog with yourself to discover if the fear is fact based or not. Are limiting beliefs about your possibilities perpetrating the fear?

What if you have put yourself in a vulerable position (debting, earning less than you need, making promises you can’t keep, etc). There’s a possiblity that you’ll lose somethng you value. If nothing can be done to change your immediate situation, you may have to face the loss and let it go.

As long as you are alive, you can always rebuild. Do what you can to limit your liability, then let go. People who succeed fail more than people who fail.

Life’s challenges can be the blessings that allow us to grow and thrive!

Working Through Your Money Issues Teleclass

Thursday, July 10th, 2008

The teleclass I gave on June 26 was a big success. Along with the information I presented, people appreciated the coaching I did with two participants.

Let’s do it again! I love doing these mini-coaching sessions because I know that lots of people can relate to any issue that is being discussed. There’s tremendous healing power when you learn that you are not the only one having a particular experience.

The next teleclass is Thursday, July 31th at 2:00 PM Eastern, 11 AM Pacific, 7 PM GMT. You can either call in or listen to the streaming audio online. You can also choose to listen to the recording at a later date.

The title of this class is Working through Your Money Issues. Once again, I’ll be coaching at least one person. I’m also going to leave time to answer questions about your issues.

To register for this class, go to
http://ProsperityPlace.com/teleclass/mi2.html

Once you register, you’ll be led to the seminar page. If you’d like me to discuss YOUR issues, send a question via the form on that page.

I hope you’ll join me for this class

Debting As Penance

Thursday, July 3rd, 2008

I had one of those AHAs the other day and want to share it with you.

First, let me say that I have been looking at our emotions and money from a more global perspective–trying to see what we all share and how we create our financial situation–as a group.

For example, right now, many people are suffering financially. Although each person or family has their own story, there is also a group dynamic. After hearing the words terror, killing, bombings, etc. on a daily basis, many are acting out their fear of dying through a fear of dying financially. Thus the mortgage meltdown, stock market plunge, and rising food prices.

These things don’t just happen, they are created by the group consciousness.

A credit crises of monstrous proportions is also looming as credit tightens and consumers are stretched beyond their means. So, I asked myself, what does this group debting represent.

My conclusion: Debt represents a way to do penance for the "sins" that we have committed. The whole concept of sin and guilt has been drummed into us through religious training and authority figures who get their power by disempowering others. Guilt and shame permeate our society with few outlets for healthy expression and release.

By carrying the burden of debt, we do penance for our "sins" as we hope to assuage our feelings of guilt. Eliminating the need to debt as penance requires that you: 

  •  Forgive yourself for anything you have done or think you have done that stimulates guilt.
  • If necessary, make amends to those you have harmed and ask for their forgiveness
  • Imagine that God, Source, The Universe, or whatever supernatural force you relate to loves and forgives you. For real.
  • Start behaving as if you have a right to hold your head high and be proud of yourself. In this day and age, sometimes just getting through the day is deserving of praise.
  • Praise yourself often.
  • When the voice inside your head criticizes you, breathe and tell yourself something positive about you or your actions.

To help you work through your guilt and shame, try my CD Healing Your Financial Shame.

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If you are on Facebook, add me as a friend. I’d love to learn more about you. Include a message with your Friend Request that you are a subscriber. Also, check out our Build Your Money Muscles Prosperity Group on Facebook. It’s a great place to find a Prosperity Buddy. Facebook.com