Embrace Change and Prosper!
Tap into the energy of a new year and new decade to move yourself rapidly in a positive direction by making small, easily-doable changes — starting today!
If you want to alter your financial position, then you must make changes in the way you think, feel, and behave. To avoid resitance to change, rather than focus on important parts of your life, make small, seemingly-insignificant changes and you can begin to shift your position in life.
The idea is to adapt your system to change while minimizing the disorientation that comes with change. It is this disorientation that stimulates resistance or backsliding.
Here are some suggestions: Continue reading
Searching for the New Normal
One word that can sum up the current state of world affairs is uncertainty. No one really knows what’s going on and all of the old predictive models aren’t working.
For example, this week, an AP article mentioned that economists had expected a cutback in consumer debt by about $4 billion in July. Instead, there was a $21.6 billion drop. Totally unexpected. Good for consumers, bad for the economy which depends on spending.
People seem to be waiting and hoping that the economy will get back to “normal.” Most people mean get back to what it was, and that just isn’t going to happen. Our economy depends on consumer spending and consumers are tapped out.
Also, because growth of wages leads to increased spending, that push for the economy has leveled off. With all of the job cuts and people finally learning to spend less and save more or pay down debt, no one knows for sure what will happen to our economy. Uncertainty prevails. If anyone predicts the future with certainty, don’t believe them. Continue reading
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