Here’s a question I received recently: “How do I break through my financial set point? I seem to be stuck at my current earning level and no matter what I do, I can’t sustain a higher level for any length of time.”

Your financial set point is actually an income and/or net-worth limit that you have subconsciously established for yourself. Feeling stuck at this set point is a common dilemma that I’d lke to address here.

As a review: Our finances are a result of our thoughts, beliefs, emotions and behaviors, with the emotions acting as the creative force behind our life stories. So, when trying to alter a financial condition, it is necessary to examine the emotions behind the condition. (This is fully explained in Build Your Money Muscles.)

If you have trouble breaking through to a new financial level, one of the feelings you may be acting out through your money is constrained, which is related to a sense of being trapped — one of the five main money feelings. Continue reading →