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	<title>Joan Sotkin: Prosperity Coach &#187; Money Management</title>
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	<description>Helping You Earn More Doing Work You Love</description>
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		<title>What Conscious Prosperity Action Did You Take Today?</title>
		<link>http://www.joansotkin.com/archives/prosperity-techniques/what-conscious-prosperity-action-did-you-take-today/</link>
		<comments>http://www.joansotkin.com/archives/prosperity-techniques/what-conscious-prosperity-action-did-you-take-today/#comments</comments>
		<pubDate>Mon, 19 Apr 2010 21:58:07 +0000</pubDate>
		<dc:creator>joan</dc:creator>
				<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Prosperity Quick Tips]]></category>
		<category><![CDATA[Prosperity Techniques]]></category>
		<category><![CDATA[financial knowledge]]></category>
		<category><![CDATA[financial skill]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[prosperity]]></category>

		<guid isPermaLink="false">http://www.joansotkin.com/?p=503</guid>
		<description><![CDATA[Many people I talk to become so focused on &#8220;fixing&#8221; the internal issues they perceive are blocking their prosperity that they forget to do the real-world tasks necessary for financial health. Perhaps you are one of the people hoping that if you get your thoughts, beliefs, and emotions in perfect alignment, the money you so [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>How to Have a Happy &amp; Prosperous 2010</title>
		<link>http://www.joansotkin.com/archives/prosperity-techniques/how-to-have-a-happy-prosperous-2010/</link>
		<comments>http://www.joansotkin.com/archives/prosperity-techniques/how-to-have-a-happy-prosperous-2010/#comments</comments>
		<pubDate>Mon, 28 Dec 2009 19:34:30 +0000</pubDate>
		<dc:creator>joan</dc:creator>
				<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Prosperity Quick Tips]]></category>
		<category><![CDATA[Prosperity Techniques]]></category>
		<category><![CDATA[prosperity]]></category>
		<category><![CDATA[strategy for prosperity]]></category>

		<guid isPermaLink="false">http://www.joansotkin.com/?p=420</guid>
		<description><![CDATA[I wish you all the best in 2010. And to help insure that you experience a healthy financial year, here&#8217;s what I suggest: Without delay, set up a system for keeping careful financial records. Use software such as Quicken, Quickbooks for your business, one of the many apps available for the IPhone or ITouch, or [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Get Real about Your Finances</title>
		<link>http://www.joansotkin.com/archives/prosperity_tips/get-real-about-your-finances/</link>
		<comments>http://www.joansotkin.com/archives/prosperity_tips/get-real-about-your-finances/#comments</comments>
		<pubDate>Thu, 03 Dec 2009 06:22:56 +0000</pubDate>
		<dc:creator>joan</dc:creator>
				<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Prosperity Quick Tips]]></category>
		<category><![CDATA[prosperity]]></category>

		<guid isPermaLink="false">http://www.joansotkin.com/?p=411</guid>
		<description><![CDATA[If you want to thrive in this economic environment and prepare for a prosperous 2010, it&#8217;s time to pay attention to your finances and create a strategy for the new year. Even if you already keep good records, you can learn to go even deeper into what you can learn from your own numbers so [...]]]></description>
		<wfw:commentRss>http://www.joansotkin.com/archives/prosperity_tips/get-real-about-your-finances/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Container for Your Income</title>
		<link>http://www.joansotkin.com/archives/prosperity_tips/a-container-for-your-income/</link>
		<comments>http://www.joansotkin.com/archives/prosperity_tips/a-container-for-your-income/#comments</comments>
		<pubDate>Tue, 22 Sep 2009 08:51:50 +0000</pubDate>
		<dc:creator>joan</dc:creator>
				<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Prosperity Quick Tips]]></category>
		<category><![CDATA[more income]]></category>
		<category><![CDATA[prosperity]]></category>

		<guid isPermaLink="false">http://www.joansotkin.com/?p=349</guid>
		<description><![CDATA[ Let&#8217;s assume, as I suggested last week, you&#8217;ve set an income goal that includes an amount you&#8217;d like to earn and you have set a date by which you&#8217;d like to reach your income goal. Now it&#8217;s important to make sure that you have a realistic container into which the money can flow. If you [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>The Selling of the Six-Figure Fantasy</title>
		<link>http://www.joansotkin.com/archives/prosperity_tips/the-selling-of-the-six-figure-fantasy/</link>
		<comments>http://www.joansotkin.com/archives/prosperity_tips/the-selling-of-the-six-figure-fantasy/#comments</comments>
		<pubDate>Tue, 18 Aug 2009 14:42:05 +0000</pubDate>
		<dc:creator>joan</dc:creator>
				<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Prosperity Quick Tips]]></category>
		<category><![CDATA[6-figure income]]></category>
		<category><![CDATA[meaning of life]]></category>

		<guid isPermaLink="false">http://www.joansotkin.com/?p=317</guid>
		<description><![CDATA[I spend a lot of time online and check out a lot of sites just to see what others are doing. I&#8217;ll have to admit that I&#8217;m getting totally worn out by get-rich-quick overload. Over and over again, I see headlines and sales letters promising that anyone can make six-figures by doing ____. (Fill in [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>The Dangers of Financial Vagueness</title>
		<link>http://www.joansotkin.com/archives/prosperity_tips/the-dangers-of-financial-vagueness/</link>
		<comments>http://www.joansotkin.com/archives/prosperity_tips/the-dangers-of-financial-vagueness/#comments</comments>
		<pubDate>Wed, 11 Feb 2009 21:58:49 +0000</pubDate>
		<dc:creator>joan</dc:creator>
				<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Prosperity Quick Tips]]></category>
		<category><![CDATA[emotions and money]]></category>
		<category><![CDATA[financial crisis]]></category>
		<category><![CDATA[financial problems]]></category>

		<guid isPermaLink="false">http://www.joansotkin.com/?p=156</guid>
		<description><![CDATA[In my book, Build Your Money Muscles, I talk about Financial Vagueness Syndrome (FVS) as a key stumbling block to financial comfort. If you don&#8217;t know what is going on with your money, it&#8217;s difficult to plan, strategize, and make rational financial decisions. If you have been listening to the gloomy financial news, then you [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Be Cautious, Don&#8217;t Panic</title>
		<link>http://www.joansotkin.com/archives/prosperity-techniques/be-cautious-dont-panic/</link>
		<comments>http://www.joansotkin.com/archives/prosperity-techniques/be-cautious-dont-panic/#comments</comments>
		<pubDate>Mon, 06 Oct 2008 21:25:43 +0000</pubDate>
		<dc:creator>joan</dc:creator>
				<category><![CDATA[Financial News]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Prosperity Quick Tips]]></category>
		<category><![CDATA[Prosperity Techniques]]></category>
		<category><![CDATA[financial advice]]></category>
		<category><![CDATA[financial downturn]]></category>
		<category><![CDATA[NPR]]></category>

		<guid isPermaLink="false">http://www.joansotkin.com/?p=110</guid>
		<description><![CDATA[There was an interview on NPR  with a columnist from The Financial Times who pointed out that during past recessions, most people have held on to their jobs, their homes, and their income. His advice for now, be cautious but don&#8217;t panic. I&#8217;ve spoken to a number of people in the last few weeks whose [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Another Credit Card Blindside</title>
		<link>http://www.joansotkin.com/archives/money-management/bofa-balance-transfer/</link>
		<comments>http://www.joansotkin.com/archives/money-management/bofa-balance-transfer/#comments</comments>
		<pubDate>Thu, 26 Jun 2008 17:28:55 +0000</pubDate>
		<dc:creator>joan</dc:creator>
				<category><![CDATA[Money Management]]></category>
		<category><![CDATA[ba;ance transfer fees]]></category>

		<guid isPermaLink="false">http://www.joansotkin.com/blog/archives/money-management/bofa-balance-transfer/</guid>
		<description><![CDATA[Recently, I received a balance transfer offer from Bank of America for one of my cards that has a $0 balance. The offer is for 5.9% fixed for the life of the loan. At first, the balance transfer small print looked like the usual&#8211;3% of the balance transfered with a minimum of $10. But it [...]]]></description>
		<wfw:commentRss>http://www.joansotkin.com/archives/money-management/bofa-balance-transfer/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>When the Rebate Comes, Watch Your Feelings</title>
		<link>http://www.joansotkin.com/archives/money-feelings/rebates/</link>
		<comments>http://www.joansotkin.com/archives/money-feelings/rebates/#comments</comments>
		<pubDate>Mon, 19 May 2008 19:56:05 +0000</pubDate>
		<dc:creator>joan</dc:creator>
				<category><![CDATA[Money Feelings]]></category>
		<category><![CDATA[Money Management]]></category>

		<guid isPermaLink="false">http://www.joansotkin.com/archives/money-feelings/rebates/</guid>
		<description><![CDATA[Any time anything unexpected happens financially, it&#8217;s a good idea to be hyperaware of your feelings. This can give you great insight into the dynmaics behind your finances. For those of you in the US, when your tax rebate arrives, take a moment to tune into the kinesthetic experience in your body. A number of [...]]]></description>
		<wfw:commentRss>http://www.joansotkin.com/archives/money-feelings/rebates/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Take Care of Your Money</title>
		<link>http://www.joansotkin.com/archives/prosperity-techniques/take-care-of-money/</link>
		<comments>http://www.joansotkin.com/archives/prosperity-techniques/take-care-of-money/#comments</comments>
		<pubDate>Thu, 15 May 2008 19:59:02 +0000</pubDate>
		<dc:creator>joan</dc:creator>
				<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Prosperity Techniques]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://www.joansotkin.com/archives/prosperity-techniques/take-care-of-money/</guid>
		<description><![CDATA[If you&#8217;ve been working and playing hard, keeping track of your money is probably not something you look forward to doing. But the simple act of writing down what you spend and earn can help you move to a better financial position. Money, like people, goes to those who love and take care of it. [...]]]></description>
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		<slash:comments>0</slash:comments>
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